Refinance
The Do’s and Don’ts of Refi Loans

The Do’s and Don’ts of Refi Loans

From switching to a lower rate to consolidating debt and paying off high-interest credit cards or personal loans, there are many reasons why homeowners choose to move forward with a refi loan. Mortgage refinancing can have its benefits, but it’s also not a decision to...

Is 2023 a Good Year to Refinance My Home?

Is 2023 a Good Year to Refinance My Home?

You’ve heard all about the benefits of refinancing your home. But you aren’t sure if it’s the right option for you or if now is the right time to make your move. Right now, mortgage rates are higher than they were in 2020 and 2021. But some experts are saying that...

Home Mortgage Refinance Step by Step Guide

Home Mortgage Refinance Step by Step Guide

Are you considering a home mortgage refinance? Perhaps you’re looking to switch to a lower interest rate. Or maybe you’re wanting to take out cash in exchange for the equity you’ve built. Either way, if you’ve never refinanced before, you probably have some questions...

Home Mortgage Refinance FAQs

Home Mortgage Refinance FAQs

Are you considering a home mortgage refinance? Perhaps you’re looking to tap into your equity so you can make improvements to your property. Or maybe you’re wanting to change your loan term or rate. Refinancing your mortgage allows you to replace your existing loan...

How Can I Get a Lower Rate on My Current Home Loan?

How Can I Get a Lower Rate on My Current Home Loan?

Getting a lower rate on your home loan can save you tons of money over the lifetime of your mortgage. The lower your rate is, the less interest you pay over the years. If your current home loan has an interest rate that’s higher than you’d like it to be, you may be...

Home Improvement Financing for Swimming Pools

Home Improvement Financing for Swimming Pools

Summer is just around the corner and soon, the days will be warmer and longer. Truly, there’s nothing like being able to cool off on a hot summer day by diving into your own backyard swimming pool. However, on average, an in-ground swimming pool cost about 28,000 –...

Home Refinance Loans vs. Mortgage Recasting

Home Refinance Loans vs. Mortgage Recasting

Reducing your monthly mortgage payments can take a lot of stress off your plate. Having lower payments makes it easier to tackle other expenses like medical bills, student loan debt, etc., and can allow you to put more money in your savings account. Both home...

Pros & Cons of Cash-Out Refinance for Homeowners in 2022

Pros & Cons of Cash-Out Refinance for Homeowners in 2022

In 2021, mortgage rates plummeted to an all-time low, causing a surge in the number of buyers looking to purchase a home. Because of the already low housing inventory, market competition increased dramatically and home prices rose nearly 20%. As a result, many people...