The Blog

Using VA Mortgage Loans to Move Closer to Caregiver Support
For many veterans, having access to daily help and emotional support is just as important as finding the right home. Whether you're managing a disability, recovering from an illness, or simply need a little more help day-to-day, moving closer to a trusted caregiver...

How to Reapply for a VA Home Loan After Being Denied
Getting denied for a VA home loan can feel discouraging, especially when you’ve already imagined yourself in your new home. But don’t give up just yet. Many veterans successfully reapply and are able to get a loan the second time around. Understanding why your...

Buying Your First House with Friends or Siblings: Pros & Cons
Buying a home is a big step—and for some, teaming up with friends or siblings makes the dream more affordable. Pooling resources can help you afford more space or a better location. But before you jump in, it’s important to understand what this arrangement really...

The Impact of Local Housing Markets on Veteran Home Loan Appraisals
Appraisals are a key part of the homebuying process, especially when using a veteran home loan. But did you know that local housing markets play a big role in how your home is appraised? Whether the market is hot, cold, or somewhere in between, it can affect your loan...

Avoiding First-Time Homeowners Regret: Making Sure a Home Is Right for You
Buying your first home should be exciting—not something you look back on with regret. Still, many first-time homeowners find themselves second-guessing their decision after move-in day. That feeling of “what did I miss?” can happen when emotions outweigh preparation....

VA Home Loans and Disaster Relief: What Happens After a Natural Disaster?
Natural disasters strike without warning. Floods, wildfires, hurricanes, and tornadoes can leave homes and communities in ruins. For homeowners with VA home loans, the aftermath may raise urgent questions. What happens to your mortgage? Will your loan still be valid?...

Buying a Home at Auction: Pros and Cons for First-Time House Buyers
When you hear “auction,” you might picture fast-paced bidding and high pressure. For some, that’s true. But for others, auctions offer an affordable way into the housing market. Like any real estate path, buying at auction comes with pros and cons. Below, we’ve...

Is It Ok to Purchase a Home Near an Airport, Railway, or Highway?
Buying a home is one of life’s biggest decisions—and often, location sparks the most questions. One common concern we hear is whether it's okay to purchase a home near an airport, railway, or highway. Being close to transportation can be beneficial, but these...

Buying a Home with a VA Loan After Military Medical Discharge
A medical discharge can be challenging to deal with, but it doesn’t have to put a stop to your homeownership goals. VA loans were created to make homeownership more accessible and affordable for veterans and service members, including those with a medical discharge....

VA Home Loan Challenges in Rural Areas and How to Overcome Them
As a veteran, you’ve made great sacrifices to serve your country. You deserve to have your dream home, no matter where you want to live. A VA home loan can make rural homeownership more accessible than ever before. At Mortgage Solutions Financial, we've helped...

Buying Your First House: How to Read a Real Estate Listing Like a Pro
Decoding real estate listings can feel like learning a secret language. For those buying their first house, navigating these cryptic descriptions can be challenging. But don’t worry; we're here to help! Below, we’ve shared some insider knowledge to help you along your...

Why First-Time Home Buyers Are Opting for New Construction in 2025
So far in 2025, first-time home buyers have been turning their backs on existing homes and embracing new construction. Market data has revealed a clear and compelling trend: more buyers are selecting brand-new homes than ever before. But what's driving this...

Understanding VA Loan Requirements for Residual Income
VA loan requirements include a unique financial qualification metric called residual income. Below, we’ve provided a detailed explanation of residual income requirements for VA loans to help you prepare for the home financing process. What Is Residual Income?...