The Best Mortage for Me

A VA loan is one of the greatest benefits of military service available. And while the federal government guarantees VA loans, the VA doesn’t make the actual loan. That’s why it’s important to work with a lender you can trust.

Benefits:

• No down payment required
• 100% Financing
• Lower interest rates
• Less-restrictive credit qualifications
• No PMI required
• Seller can contribute to closing costs
• Benefit is reusable

For more information about VA loans, including complete eligibility requirements, contact a Loan Expert today.

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An FHA loan is a great option for first-time homebuyers and people with lower credit scores or a smaller down payment.

Benefits:

• Down payment as low as 3.5%
• Fixed or adjustable rate (ARM) options
• Less-restrictive credit qualifications
• Lower closing costs
• PMI can be paid in cash or financed as part of the loan

For more information about FHA loans, including complete eligibility requirements, contact a Loan Expert today.

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A conventional loan offers fantastic rates, lower costs, and greater flexibility than other programs, including:

• Low down payment options for qualified borrowers
• Fixed or adjustable rate (ARM) options
• 10-, 15-, 20-, and 30-year terms available
• Fewer restrictions and less paperwork than government-backed loans
• PMI only required if you put less than 20% down

For more information about conventional loans, and to find out if you’re eligible, contact a Loan Expert today.

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A USDA loan is designed for low-to-moderate-income borrowers looking to live in rural areas. But don’t let the name fool you: a rural area is defined as any area with a population of fewer than 35,000 people. That means approximately 97% of the country is technically in a rural area.

Benefits:

• No down payment required
• 100% Financing
• Competitive interest rates
• Less-restrictive credit qualifications
• No PMI required
• Seller can contribute to closing costs

For more information about USDA loans, including complete eligibility requirements, such as adjusted income limits, contact a Loan Expert today.

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Got a hankering for some down-home living? A rural-agricultural loan is your key to purchasing a rural home, farmhouse, commercial farm, ranch, vineyard, orchard, or more.

Eligibility requirements for each type of loan vary, so be sure to speak with one of our Loan Experts at MSF Agriculture today.