Want to live in a rural area?

The USDA loan program is designed to "improve the economy and quality of life in rural America." Start the pre-approval process now with our simple, no-obligation application.

Mortgage Solutions Financial specializes in USDA loans.

A USDA loan is a great option for low-to-moderate income borrowers looking to live in designated rural areas. The program offers the option of no down payment, 100 percent financing, and the seller can contribute to your closing costs.

The USDA issues mortgages to applicants deemed to have the greatest need. If you meet the following qualifications, you may be eligible:

  • Be without “decent, safe and sanitary housing.”
  • Unable to secure a home loan from traditional sources.
  • Have an adjusted income at or below the low-income limit for the area where you live.

Use our online loan application and you can take your time and complete your application at your convenience. You can even save your work and come back later to complete your application.

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Call our USDA Loan specialists in Kansas City at 816-709-4990 to get your questions answered about your USDA Loan benefits