Looking for a loan with a low down payment?

FHA loans put homeownership within your reach. Start the pre-approval process now with our simple, no-obligation application.

Mortgage Solutions Financial specializes in FHA loans.

Don’t let a low down payment, lack of credit history, or inability to cover closing costs keep you from buying a home. With an FHA loan, you still may qualify. That’s because FHA loans were developed to promote home ownership by providing an alternative to conventional financing, which has stricter qualification requirements.

FHA Loan Benefits:

  • Down payment as low as 3.5 percent. Down payment can also be a gift from parents or relatives.
  • Looser credit qualifications than conventional loans.
  • Lower closing costs.
  • Private mortgage insurance (PMI) can be paid in cash or financed as part of the loan.
  • Choose from fixed or adjustable interest rate.
  • No prepayment penalties.

Use our online loan application and you can take your time and complete your application at your convenience. You can even save your work and come back later to complete your application.

Call our FHA Loan specialists with the Flanery Team at (970)-577-9200 to get your questions answered about your FHA Loan benefits.

  • About Rich Flanery

    As a dedicated and experienced mortgage professional, my goal is to assist as many homeowners as possible to reach their dream of homeownership. Our company doesn’t simply offer some of the most competitive rates in the mortgage industry; we provide impeccable service from start to close. As a Mortgage Solutions Financial Loan Officer, I can provide borrowers with a hassle-free experience via the most technologically-advanced tools available, including electronic signatures, digital documents, an online application process, secure online loan status updates 24/7, a fully electronic closing and most importantly, around the clock attention to your loan. Contact me today to learn more and to see what I can do for you.

    For guidance in choosing the perfect loan program for you, please call 970-577-9200.

  • (970) 577-9200


    Licensed in CO, WY, MT, AZ, AR, FL & TX.