USDA Loans

Want to live in a rural area?

Designed to improve the economy and quality of life in rural America, a USDA loan is a great option for low-to-moderate income borrowers looking to live in designated rural areas. The program offers the option of no down payment, 100 percent financing, and the seller can contribute to your closing costs.

The USDA issues mortgages to applicants deemed to have the greatest need. If you meet the following qualifications, you may be eligible:

  • Be without “decent, safe and sanitary housing.”
  • Unable to secure a home loan from traditional sources.
  • Have an adjusted income at or below the low-income limit for the area where you live.

For more information about USDA loans, including complete eligibility requirements, contact us today.