Non-Conforming Loans

Need a loan tailored to meet your needs?

A non-conforming loan is one that fails to meet typical bank criteria for funding, and isn’t bought by Fannie Mae, Freddie Mac, FHA, or VA. Often, this is because the loan amount is higher than the purchasing limit allowed for a conforming loan, although non-conforming loans are also used to address a lack of sufficient credit, an unorthodox use of funds, or insufficient collateral to back the loan.

Non-conforming loans can also be used to buy and refinance condos, modular homes, multi-family homes, and single-family homes.

For more information about non-conforming loans, including complete eligibility requirements, contact us today.