Before Applying for a Loan...

What should & shouldn’t be done before applying for a mortgage.

A few helpful tips to follow before applying for a mortgage:

  • Don’t: Apply for any new credit cards, car loans, etc.
  • Don’t: Max out your credit cards. Don’t: Consolidate your credit card debt.
  • Don’t: Make any large purchases using credit.
  • Don’t: Miss any payments.
  • Don’t: Close any accounts.
  • Don’t: Make any larger-than-normal deposits into your bank account.
  • Do: Keep all your credit accounts open.
  • Do: Stay current on your existing accounts.
  • Do: Call us at (877) 899-3614 or apply online.