We Have VA Home Loan Options for Buyers with Low Credit Scores.

Don't let a low credit score keep you from getting a VA home loan!

You’ve earned your VA benefits and deserve the opportunity to realize the dream of homeownership. We are VA loan experts and we’re here to help.

Mortgage Solutions Financial is a direct lender, we have the flexibility and resources to look beyond your credit score and create a loan that fits your needs today, and we have no overlays beyond VA Lending Guidelines.

Let us help with your next home loan.

  1. Start with the short contact form on this page
  2. Work One-On-One with a Local VA Loan Expert
  3. Learn About Your VA Home Loan Options

Use our online loan application at your convenience. You can even save your work and come back later to complete your application.

Need Help Now? Call us today at: 719-540-3895

We Have VA Loan Options
for all situations.

We are VA Loan experts that can help you with a mortgage that fits your needs.

At Mortgage Solutions Financial,
we believe you're more than a credit score.

Who is Mortgage Solutions Financial?

We believe that for all you and your family have sacrificed, you deserve to be seen as more than a credit score. We Understand the unique challenges faced by Veterans and Active Duty personnel. That's why we offer VA loans with No Minimum Credit Score.

Founded in 1995 by retired Air Force Officer, Roy Clennan, Mortgage Solutions Financial has been committed to helping veterans and service members with their mortgage needs. We are dedicated to helping veterans and active-duty military realize the American Dream they have worked so hard to protect by using the VA benefits they earned.

  • We Offer VA Loans with No Minimum Credit Score Requirement
  • We Allow You to Explain Past Credit Events
  • We have helped over 110,000 families purchase and refinance their homes
  • Nationwide Lender and in Business Since 1995

No Credit, First time home buyer, refinance, etc.
We can help you with your VA loan.

WE CAN HELP YOU IF YOU HAVE NO OR A LOW FICO CREDIT SCORE

NO DOWN PAYMENT, NO PROBLEM

YOU’VE EARNED YOUR VA BENEFIT. WE’LL HELP YOU ACCESS IT.

LOWER RATES THAN CONVENTIONAL HOME LOANS

Our Success Stories

Veterans and Active Duty Military personal who work with Mortgage Solutions Financial skip the big bank run around and get the personal care they need to get their VA loan approved!

"When we worked with another mortgage company they dropped the ball about four times on us. But when we worked with Mortgage Solutions they were outstanding. Whatever they said they would do, they did. They kept us well informed, they were professional, straightforward and prompt."

Farrah

"We’ve dealt with other finance companies and banks. But at Mortgage Solutions, it’s like they’ve known you forever. We felt lost working with another big company. Mortgage Solutions is more of a personal touch. I recommend Mortgage Solutions all the time."

Larry

I had bought a home previously and used a different mortgage company and had a horrible experience. I was very skeptical about buying another home. To my surprise, all of the people I asked for references had used and enjoyed their experience with Mortgage Solutions. That sealed the deal for me. I was in my new house in no time."

Angie

DON’T WAIT

In many markets home prices are increasing at a record pace, waiting to purchase could cost you and your family thousands. We'll help you go from anxious and frustrated to proud and confident with a plan to purchase your next home.

Don't wait to contact us