VA Loans
Understanding VA Loan Requirements for Residual Income

Understanding VA Loan Requirements for Residual Income

VA loan requirements include a unique financial qualification metric called residual income. Below, we’ve provided a detailed explanation of residual income requirements for VA loans to help you prepare for the home financing process.   What Is Residual Income?...

Veteran Home Loans for Remote Workers

Veteran Home Loans for Remote Workers

The rise of remote work has changed how veterans approach homeownership. At Mortgage Solutions Financial, we've seen an increasing number of veterans using their VA home loan benefits to purchase homes that accommodate their remote work needs.   VA Home Loan...

Buying a Home with a Guest House or ADU with a VA Loan

Buying a Home with a Guest House or ADU with a VA Loan

Buying a home with a VA loan opens doors to properties you might not otherwise afford. At Mortgage Solutions Financial, we help veterans and service members navigate the unique opportunity of purchasing homes with additional dwelling units.   Understanding VA...

Can You Use a VA Home Loan to Buy Land and Build Later?

Can You Use a VA Home Loan to Buy Land and Build Later?

Veterans and active service members often dream of building custom homes on their own land. The VA home loan program offers tremendous benefits for purchasing existing properties. But can you use a VA home loan to buy land and build later? Here’s what you need to...

Can You Use a VA Mortgage Loan to Build a New Home?

Can You Use a VA Mortgage Loan to Build a New Home?

VA mortgage loans offer exceptional benefits for purchasing existing properties. However, many military families wonder if these same advantages extend to building a new home from the ground up. Here’s what you need to know.   Can You Build a New Home with a VA...

Overcoming Credit Challenges in a VA Home Purchase

Overcoming Credit Challenges in a VA Home Purchase

If you’re a veteran or active-duty service member with less-than-perfect credit, you might be wondering if homeownership is still within reach. The good news is that VA loans are designed to be more forgiving than conventional mortgages when it comes to credit...