A medical discharge can be challenging to deal with, but it doesn’t have to put a stop to your homeownership goals. VA loans were created to make homeownership more accessible and affordable for veterans and service members, including those with a medical discharge....
VA Home Loan Challenges in Rural Areas and How to Overcome Them
As a veteran, you’ve made great sacrifices to serve your country. You deserve to have your dream home, no matter where you want to live. A VA home loan can make rural homeownership more accessible than ever before. At Mortgage Solutions Financial, we've helped...
Understanding VA Loan Requirements for Residual Income
VA loan requirements include a unique financial qualification metric called residual income. Below, we’ve provided a detailed explanation of residual income requirements for VA loans to help you prepare for the home financing process. What Is Residual Income?...
Veteran Home Loans for Remote Workers
The rise of remote work has changed how veterans approach homeownership. At Mortgage Solutions Financial, we've seen an increasing number of veterans using their VA home loan benefits to purchase homes that accommodate their remote work needs. VA Home Loan...
Buying a Home with a Guest House or ADU with a VA Loan
Buying a home with a VA loan opens doors to properties you might not otherwise afford. At Mortgage Solutions Financial, we help veterans and service members navigate the unique opportunity of purchasing homes with additional dwelling units. Understanding VA...
Can You Use a VA Home Loan to Buy Land and Build Later?
Veterans and active service members often dream of building custom homes on their own land. The VA home loan program offers tremendous benefits for purchasing existing properties. But can you use a VA home loan to buy land and build later? Here’s what you need to...
Can You Use a VA Mortgage Loan to Build a New Home?
VA mortgage loans offer exceptional benefits for purchasing existing properties. However, many military families wonder if these same advantages extend to building a new home from the ground up. Here’s what you need to know. Can You Build a New Home with a VA...
How VA Home Loans Help Veterans Succeed in Competitive Markets
At Mortgage Solutions Financial, we're committed to helping our military heroes achieve their dreams of homeownership. VA home loans offer unique advantages that can give veterans an edge in today's competitive real estate markets. These specialized loans recognize...
Overcoming Credit Challenges in a VA Home Purchase
If you’re a veteran or active-duty service member with less-than-perfect credit, you might be wondering if homeownership is still within reach. The good news is that VA loans are designed to be more forgiving than conventional mortgages when it comes to credit...
Down Payments for VA Loans vs. Conventional Home Financing Options
One of the biggest challenges for homebuyers is saving for a down payment. While conventional loans often require a significant upfront payment, VA loans offer a unique advantage—no down payment is required. Below, we’ve discussed the matter in detail. VA...