No one ever plans on not being able to pay their mortgage when they take out a home loan. But sometimes life happens and you find yourself in a difficult situation, unable to make your mortgage payments. While this can be a challenging and stressful experience to...
In the year 2021, the average cost of a home in the United States is $293,349. That’s why when homeowners trust us with financing their most expensive purchase, we feel a great sense of honor and gratitude. We know that when it comes to home lenders, buyers today...
So, you’ve finally decided to pull the trigger and buy your first home? Congratulations! Homeownership is a rewarding experience and you’ll learn a lot during the buying process. Now that you’re ready to get started, the first step you’ll need to take is finding a...
Selecting a mortgage lender that you trust and can meet your wants and needs is essential in purchasing a home. You'll want to do plenty of research into different lenders and ask the following questions. 1. What Documents Will I Need? Most good mortgage...
A mortgage rate lock is an offer provided by a lender stating that the current loan interest rate will be guaranteed for a particular period. You may have to pay a fee for this, but it's often worth it when mortgage rates are rapidly rising. When to Lock Your...
It would be excellent if lenders and borrowers were always a perfect fit when they begin working together. However, this is not the case. Sometimes buyers encounter situations that may cause them to question whether they need to change home lenders. Perhaps the loan...
It’s very exciting to find and purchase a home. Before doing so, you’ll want to look into mortgages and apply for one. If you’re an inexperienced homebuyer, you may be wondering how to choose the right mortgage company. A major tip from our experts in Colorado Springs...
