The Blog
How a Veteran Home Loan Works for Surviving Spouses
Losing a spouse who served in the military is a sacrifice no one should face alone, and fortunately, the VA extends housing benefits to help surviving spouses build stability and security. Through a veteran home loan, qualifying spouses can access affordable...
Winter Maintenance Checklist for New Homebuyers
Crackling fires, cozy blankets, and snowfall are all well and good. But what do you do when the cold cracks the caulk and the snow starts piling up on the roof? It’s time for some preemptive winter home maintenance! Taking care of maintenance tasks ahead of time can...
Texas First-Time Homebuyer Guide for 2022
The New Year is right around the corner, and the past two years have been incredibly uncertain. As prices continue to rise, first-time homebuyers may, understandably, feel uncertain about buying a home in the coming year. Despite all the economic hurdles, 2021 began...
How to Evaluate Home Lending Companies as a First-Time Buyer
Getting a home loan is about more than just securing a low-interest rate. You also want to choose the right home lending company. Your lender should be trustworthy, respectful of your time, and always ready to assist you and answer your questions. When you start...
Benefits of Buying Your First Home During the Winter
Are you a first-time buyer who is waiting for winter to pass before you start looking for your dream home again? That is understandable, as many people do not want to venture out into the cold to go house hunting. But did you know there are several reasons why buying...
Why Get Pre-Approved for a Home Loan Before You Start Shopping?
Getting pre-approved for a home loan increases your chances of buying your dream home. How? Well, pre-approved loans assure sellers that you can obtain the necessary funds to purchase their property, so selling to you would be a sure-fire deal. It lets them know that...
Buying a Home with a VA Loan: Guide to the Appraisal Process
A home appraisal is a prerequisite for buying a home with a VA loan. Not only is it required by the VA, but it also protects you as the buyer from overpaying for a home. Home appraisals are different from house inspections. Home inspections focus on the condition of...
Average Monthly Mortgage Payment in Colorado by City
According to the U.S. Census Bureau’s latest American Housing Survey, the average monthly mortgage payment in the U.S. is $1,487.00. In Colorado, that number is slightly higher, coming in at an average monthly mortgage payment of $1,681.00. However, in some cities of...
Reasons to Buy a Home in Delta with a VA Loan
With VA loans, Veterans, service members, and eligible surviving spouses in Delta are provided an excellent homeownership opportunity. Eligible individuals can obtain a home loan at a lower interest rate and don’t even have to make a down payment! However, despite...
How to Make Your First Payment to Your Mortgage Company
Mortgage payments typically start one month after closing on your home. That being said, it's perfectly common for first-time homebuyers to have questions about how to actually pay their mortgage. Many new homebuyers have no idea in the beginning what they are...
Myths & Facts about New Home Buyer Programs
Often, new homebuyers receive conflicting information. Their friends tell them one thing, their family tells them another, and they aren’t really sure what to expect. This all leads to a lot of anxiety and confusion. One matter that first-time buyers often get...
Is a Background Check Required for Getting a Home Loan?
Homebuyers looking for a loan often wonder whether the mortgage company will run a background check on them. For some people, the mere idea of someone snooping into your background and financial affairs is dreadful. Many homebuyers are worried that past financial...
What Happens to a Veteran Home Loan if the Borrower Dies?
Active military members often get deployed at a moment's notice, and no one knows whether they will come back or not. In such instances, it can get complicated to figure out what to do with their Veteran home loan. So, what happens to the loan if the borrower dies? As...