The Blog
How School Districts Impact Home Value: Advice for First-Time Home Buyers
When buying a home, it’s easy to focus on the size of the kitchen, the backyard space, or even the number of bedrooms. But for first-time home buyers, there’s one factor that can make a big difference in your property’s value and future resale potential: the quality...
10 Brilliant New Home Buyer Tips You Don’t Want to Miss
In order to be pulled off successfully, the homebuying process must be approached with great care, patience, and organization. As a new homebuyer, one of the best ways to prepare yourself is to learn from the experience of others. With that in mind, this article will...
Is It Possible to Use FHA Loans for Building a House?
When it comes to buying a home, you have two basic options. On the one hand, you can buy a home that’s already been constructed. On the other hand, you may decide that you’d prefer to build your home from the ground up. Many people prefer the latter option because it...
Can You Get an FHA Mortgage After a Foreclosure?
A foreclosure on a home occurs when a homeowner does not pay their mortgage. If you’re unable to pay off your home loans, then your home may be entered into a foreclosure auction. Being foreclosed on a home can be a devastating experience, both emotionally and...
Buying Your First Home: Understanding Qualifying Ratios
If you’re in the process of buying your first home, you’ve probably been encountering a lot of unfamiliar terminology. You’ve probably heard terms like “adjustable-rate mortgage,” “zero down payment,” and “appraisal” tossed around in everyday conversation. But...
Answers to Common Veteran Home Loan Questions
If you’re in the process of buying a home for the first time, you’re probably feeling a bit stressed out. Don’t worry! That stress, while certainly uncomfortable, is a totally natural part of the homebuying process. In fact, nearly half of all Americans consider the...
A Closer Look at VA Loan Percentages in Colorado Springs
As a qualified veteran or current military service member, you’re eligible to buy a home with a VA loan in Colorado Springs. These loans offer more flexible repayment terms and typically have lower interest rates than conventional mortgages, making buying a new house...
Can I Use a Job Offer Letter to Qualify for a Home Loan?
When you’re buying a house with a mortgage, you need to prove that you’re financially able to make the minimum monthly payments on the loan. In most instances, this means prospective borrowers have to provide proof of income and detailed bank statements to all home...
VA Home Loans in 2021: A Handbook for Buyers
Buying a house is exciting and nerve-wracking at the same time. No matter what type of home you’re looking for, you’ll need to finance the purchase with a home loan. For qualified military members, former service members, and their families, VA home loans make getting...
VA Loans & Gift Funds: Everything You Need to Know
One of the first things you’ll realize when buying a house for the first time is that there are thousands of dollars of additional costs that you’ll need to cover before you can move into your home. Though working with VA lenders in Colorado Springs will help you get...
Buying a Home with a VA Loan: Mobile Home Purchases
Buying a home with a VA loan is a great way to get the house of your dreams at an affordable rate. The loan can be used to finance the purchase of many different home types and one of the most popular options for homebuyers looking to spend less is a mobile home....
Repaying Your VA Home Loan: Estimating Monthly Payments
If you’re like most homebuyers, you assume that finding your dream house is the hardest part of the homebuying process. Believe it or not, finding the right house for your needs is actually one of the easiest things for you to do. Instead, figuring out how much home...
Texas Home Refinance Process: The Basics
There are several benefits to refinancing a mortgage for your home. One of the big ones is that it can give you the opportunity to lock down a lower interest rate. This, in turn, means that you’ll end up saving more money down the road. At the same time, refinancing...