The Blog
How VA Home Loans Compare to FHA and USDA Loans
VA home loans are a powerful benefit for veterans and service members, but many buyers want to know how they compare to FHA and USDA financing. Each program has unique features, and understanding the differences can help you choose the loan that best fits your needs....
Veteran Home Loans: Quick Facts
For decades, the Veteran home loan program has been helping to make homeownership more affordable for qualifying service members and their families. Not only are rates better for VA loans, which reduces the borrower’s monthly payment, but the upfront costs are lower...
Can I Apply for a Home Loan Without My Spouse?
Being married means sharing your life together. Still, there may be some circumstances in which one person may want to apply for a home loan without their spouse. Perhaps you and your spouse have chosen to keep your finances separate. Or maybe you’d like to leave the...
Home Mortgage Refinance Step by Step Guide
Are you considering a home mortgage refinance? Perhaps you’re looking to switch to a lower interest rate. Or maybe you’re wanting to take out cash in exchange for the equity you’ve built. Either way, if you’ve never refinanced before, you probably have some questions...
8 Advantages of VA Loans for Colorado Springs Homebuyers
Colorado Springs is a great place to buy a home. It has close access to outdoor activities, a lower cost of living than nearby cities like Denver and Boulder, and a thriving downtown. If you’re a current or former member of the U.S. military, then you may be able to...
Saving as a First-Time Homebuyer for a Down Payment
Saving money as a First-Time Homebuyer for a down payment may be challenging. Many people use the profits made from their previous home as part of the down payment for their next home. But as a first-time buyer, this is a luxury you don’t have simply because it’s your...
Upfront Costs for Buying a Home with a VA Loan
You’ve built a successful career serving in the U.S. military or armed forces. Now, you’re ready to move on to the next chapter of your life of buying a home with a VA loan. The VA loan program offers exclusive benefits to qualifying borrowers such as no money down...
Common Veteran Home Loan Application Errors
The U.S. Veteran Home Loan program has been helping military and service members become homeowners since 1944. Through this government-backed program, qualifying members of the Armed Forces can gain access to exclusive amenities like discounted interest rates, no down...
Home Loans: How to Increase Your Odds of Qualifying
One of the biggest obstacles to homeownership is being able to qualify for a mortgage. Home loans aren't given out freely to just anyone. You need to prove your creditworthiness and financial stability to qualify. No lender is going to give out a home loan without...
How to Spot & Avoid Home Financing Scams
It would be nice if we lived in a world where everyone was honest. Unfortunately, it’s not the case. Scammers are out there, and they’re willing to take advantage of anyone they can, including new or potential homeowners. Below, we’ve discussed how to identify and...
Home Mortgage Refinance FAQs
Are you considering a home mortgage refinance? Perhaps you’re looking to tap into your equity so you can make improvements to your property. Or maybe you’re wanting to change your loan term or rate. Refinancing your mortgage allows you to replace your existing loan...
10 Things You Should Know Before Getting a Home Loan
Most people don’t have the funds to buy a home outright with cash. Getting a home loan allows them to fulfill their dream of homeownership. Taking out a mortgage makes purchasing a property possible. It means you can finally stop paying rent, start building personal...
First-Time Homebuyer Guide to Energy Incentives
Buying a home is no doubt a significant financial investment. But did you know that there are also financial incentives to be gained from homeownership? Tax benefits, stable housing payments, and the opportunity to build personal wealth are just a few. Additionally,...