The Blog
Veteran Home Loan Eligibility for Veterans Who Took an Early Discharge
Serving in the military looks different for everyone. If you took an early discharge, you might wonder if you still qualify for a veteran home loan. The good news is that eligibility often remains within reach, even if your service ended sooner than planned. Here’s...
Calculating Your Ideal Price Range When Buying Your First House
Buying your first house is an exciting milestone, but figuring out how much home you can afford can seem like a challenge. Many first-time buyers focus on the price of the home itself, but there are other financial factors to consider. Understanding your ideal price...
Down Payments for VA Loans vs. Conventional Home Financing Options
One of the biggest challenges for homebuyers is saving for a down payment. While conventional loans often require a significant upfront payment, VA loans offer a unique advantage—no down payment is required. Below, we’ve discussed the matter in detail. VA...
Preparing for Buying Your First Home While You’re Still Renting
Dream of buying a home but still renting? Living in a rental doesn't mean you have to just sit around and twiddle your thumbs while you wait to buy a home. In fact, this period can be the perfect time to lay the groundwork for a successful homeownership experience!...
VA Home Financing: Can You Buy Property Under a Business or Estate Structure?
For veterans and active-duty service members looking to invest in real estate, the idea of purchasing property under a business or estate structure may seem appealing. However, when it comes to home financing, VA loans have specific requirements regarding ownership...
Why FHA Mortgage Rates Vary Daily
When shopping for a home loan, you might notice that FHA mortgage rates seem to change almost daily. One day, they’re low, and the next, they’ve gone up. This can be frustrating if you’re trying to time your application for the best rate. But why do these rates...
Using Basic Allowance for Housing to Qualify for a Veteran Home Loan
For many service members, Basic Allowance for Housing (BAH) is a valuable financial resource that helps cover housing costs. But did you know that BAH can also be used to help you qualify for a veteran home loan? Whether you’re on active duty or transitioning to...
Urban vs. Suburban: How Home Loans Can Differ Based on Location
Location, location, location – it's not just about picking the perfect neighborhood! Where you choose to buy can affect your home loan in ways you might not expect. Below, we’ve discussed key ways that home loans can differ based on the property’s location. ...
Does Spousal Debt Affect VA Home Loans?
When applying for VA home loans, your financial situation plays a major role in determining your eligibility. But what about your spouse’s financial history? If you're purchasing a home as a married couple, your lender may consider your spouse’s debts in the...
Fixed-Rate Home Loans: Is the Stability Worth It?
In today's dynamic housing market, stability may seem like a rare commodity. But when it comes to home loans, you have the power to choose exactly that! Fixed-rate mortgages remain one of the most popular choices among homebuyers, and for good reason. Here’s why....
The Ultimate Closing Day Checklist for VA Mortgage Loans
Closing day is the final step in the home-buying process for VA mortgage loans and, as a homebuyer, it’s important to be well-prepared. This is the day you officially become a homeowner, but before you get the keys, there are a few things to check off your list....
5 Simple Ways to Improve Your Credit Score Before You Apply for a Home Loan
Thinking about buying a home but worried about your credit? We understand how you feel. Every day, we meet aspiring homeowners who worry their credit score might hold them back. But here's the good news: with a few smart strategies and some preparation, you can take...
Veteran Home Loans: The Ultimate Cheat Sheet
If you’re a veteran or active-duty service member dreaming of homeownership, the veteran home loan program is one of the most powerful tools available to you. Backed by the U.S. Department of Veterans Affairs (VA), these loans are designed to make buying a home more...