The Blog

Is 2023 a Good Year to Refinance My Home?

Is 2023 a Good Year to Refinance My Home?

You’ve heard all about the benefits of refinancing your home. But you aren’t sure if it’s the right option for you or if now is the right time to make your move. Right now, mortgage rates are higher than they were in 2020 and 2021. But some experts are saying that...

Winter Preparation Tips for First-Time Homeowners

Winter Preparation Tips for First-Time Homeowners

Winter is finally here! In the United States and the rest of the Northern Hemisphere, winter begins on December 21st in 2022, which is also the winter solstice! If you’re a first-time homeowner, you may be wondering what you should do to prepare for the change in...

Are FHA Mortgage Rates Finally Coming Down?

Are FHA Mortgage Rates Finally Coming Down?

Right now, FHA mortgage rates are sitting at an average of about 6.0-6.5%. While this figure is higher than the rates we saw last year (about 3.3% in December of 2021), they’re still lower than they were a couple of months ago. In September and October, FHA rates...

Changes to VA Home Loans for 2023

Changes to VA Home Loans for 2023

The VA home loan program has been around for over 50 years and has undergone numerous changes since its establishment. The program was started in 1944 as part of the Servicemen's Readjustment Act, which was designed to assist troops returning from war and help them...

VA Home Loan Deferment Extended Until July 2023

VA Home Loan Deferment Extended Until July 2023

While many VA borrowers have been able to catch up on their mortgage payments, others are still struggling. The good news is, the VA has decided to extend the deadline for deferment. VA home loan borrowers now have until July 1, 2023, to obtain mortgage repayment...

Best New Homebuyer Programs for 2023

Best New Homebuyer Programs for 2023

Is homeownership one of your goals for 2023? If so, you’re probably interested in exploring new homebuyer programs.  First-time homebuyer programs are designed to help potential buyers pursue their dreams of homeownership. Some programs aim to provide information and...

Will It Be Easier to Purchase a Home in 2023?

Will It Be Easier to Purchase a Home in 2023?

The U.S. housing market has seen its ups and downs, but the past couple of years have been particularly hectic. In 2020, mortgage rates plummeted to historic lows and prospective buyers rushed in on the opportunity. Increased competition and bidding wars were followed...

Popular Small Towns for Buying Your First Home

Popular Small Towns for Buying Your First Home

Do you dream of escaping the city and buying your first home in a small town? Small towns provide relief from the chaos of the city and are known for their charming, friendly atmosphere. The low crime rates, reduced traffic, and lower cost of living create an allure...

How to Pay for Veteran Home Loan Closing Costs

How to Pay for Veteran Home Loan Closing Costs

You've dedicated your time and energy to serving your country. Now, your hard work has paid off and you're eligible for a Veteran home loan.  One of the major benefits of buying a home with a VA loan is that you don't have to put any money down. But this doesn't mean...