The Blog

VA Home Financing: Can You Buy Property Under a Business or Estate Structure?
For veterans and active-duty service members looking to invest in real estate, the idea of purchasing property under a business or estate structure may seem appealing. However, when it comes to home financing, VA loans have specific requirements regarding ownership...

Why Grand Junction Is Perfect for First-Time Homebuyers
Are you searching for the perfect place in Colorado to buy your first home? If so, you should consider moving to Grand Junction! Whether you’re a long-time resident of Colorado or looking to move from out of state, Grand Junction is a great option. Here, you’ll find...

FHA Loan Guidelines for Buying a Foreclosed Home
Are you considering buying a foreclosed home? Wondering if it’s possible with an FHA loan? If so, you’re in the right place! Buying a foreclosed home can be financially beneficial because it may allow you to purchase a home at a lower price. Additionally, if you buy a...

VA Mortgage Loans: Should I Pay Off My Loan Early?
You took out a VA mortgage loan because you needed financing to purchase a home. But suddenly, your financial situation has changed. Perhaps you’ve received a large inheritance. Or maybe you got a promotion or took a new job with a higher salary. Now you’re wondering,...

How to Narrow Your Search for a Mortgage Company in Pueblo
Finding a mortgage company in Pueblo should be your first step when trying to buy a new home. All too often, first-time buyers get caught up in the excitement and get ahead of themselves. They start looking at homes without ever getting prequalified. Then, they’re...

Explanation of Funding Fees for Veteran Home Loans
Veteran home loans are a great option for military borrowers due to their attractive interest rates and relaxed qualification requirements. There’s no down payment required for VA loans, but borrowers must pay something called the “VA Funding Fee.” If you’re new to...

8 Things All New Homebuyers Need to Know in 2023
The start of a new year is always filled with hope. With twelve long months ahead, there’s plenty of time to accomplish your goals and tend to the tasks that have been on your mind. If one of your goals for 2023 is buying your first home, there are some things you...

Why Move to Dallas and Buy a Home with a VA Loan
So, you’re searching for the perfect place to settle down and buy a home with a VA loan? How does perfect weather, a strong economy, and no state income taxes sound to you? What about amazing food, plenty of job opportunities, and great sports teams - does any of that...

New Home Construction Loans FAQs
Buying a new construction home definitely has its benefits. You’ll be able to enjoy brand-new, clean living quarters, better energy efficiency, and a more functional floor plan. But what about financing? Buyers spend about $155,310 – $416,250 to build a new home. Few...

What to Do After Buying Your First Home
Congratulations on your new home purchase! Owning a home is the American dream, yet only about 65.5% of U.S. residents are homeowners. You’ve worked hard to achieve your goals, so before anything else, you should definitely celebrate! After you’ve taken some time to...

How to Achieve Your Dream of Buying Your First House in 2023
If you’ve never owned your own property, then buying your first house can feel overwhelming at first. There are many factors to consider for first-time homebuyers, including budgeting for a down payment to deciding on the correct loan program for your needs. Here’s...

The Do’s and Don’ts of Refi Loans
From switching to a lower rate to consolidating debt and paying off high-interest credit cards or personal loans, there are many reasons why homeowners choose to move forward with a refi loan. Mortgage refinancing can have its benefits, but it’s also not a decision to...

Is 2023 a Good Year to Refinance My Home?
You’ve heard all about the benefits of refinancing your home. But you aren’t sure if it’s the right option for you or if now is the right time to make your move. Right now, mortgage rates are higher than they were in 2020 and 2021. But some experts are saying that...