cities buying home va loan united states

VA Loans

Best Cities for Buying a Home with a VA Loan in the U.S.

Transitioning back into the civilian world can be overwhelming for Veterans, service members, and their families. But thankfully, there are many resources out there that can help. Military members can become homeowners because of the benefits provided to them by the VA home loan program. 

The number of military families taking part in this program has increased exponentially since last year. And the search is on for the best locations! Here are the top cities in the U.S. for buying a home with a VA loan.


Top 10 Cities for VA Home Loan Purchases 

A 2020 study by House Method ranked the best cities for buying a home for veterans and active military members. These findings were based on factors like average Veteran income, cost of a home, and quality of VA health care.

If you are planning on buying a home with a VA loan, these are the ideal cities to choose from:

  1. San Antonio, Texas
  2. Virginia Beach, Virginia
  3. Raleigh, North Carolina
  4. Cleveland, Ohio
  5. Richmond, Virginia
  6. Providence, Rhode Island
  7. Kansas City, Missouri
  8. Orlando, Florida
  9. Columbus, Ohio
  10. Salt Lake City, Utah


Summary of Findings

Based on this study, San Antonio, TX is the best city for military Veterans to buy a house. The property prices aren’t exorbitantly high and the city scores well for Veteran benefits. But if Texas doesn’t appeal to you, also look into Raleigh, Columbus, and Virginia Beach. These are also ideal places for buying a home with a VA loan. 


New Legislation Makes It Easier to Buy Property with VA Loans

VA loans have become more prevalent post-pandemic as homebuyers look for inexpensive ways to afford a home. Fortunately, buying a home with a VA loan is now easier than ever. Because of recent changes, there are no longer limits on VA loans.  

However, it’s important to keep in mind that borrowers will still need to prove their eligibility to lenders. You will still need to prove to your lender that you can afford the amount you’re borrowing.


Wrapping Up

There are lots of great places to live in the U.S. for military members, veterans, and their families. Just because you don’t see a location on this list doesn’t mean that it’s not right for you. Everyone’s situation is different. In the end, all that matters is that you’re happy with your decision.


Explore VA Loan Options

Are you ready to explore VA loan options? We’re here to help! Contact us today to learn more about how to get started with buying a home with a VA loan.