How to Choose a VA Home Loan Advisor

Apr 1, 2021 | VA Loans

The key to finding the best VA home loan lenders lies in finding the best loan advisor to help you navigate the process. Though buying a house with a VA loan may seem simple, it’s harder than you think. The loans work differently than conventional mortgages. And you need someone who understands how the loan program works in detail. Here are a few tips to help you find the best advisor possible.

Make Sure They’re Familiar with VA Loans

The first thing to look for when choosing a home loan advisor is their experience with VA loans. When you speak to each company or lender you’re interested in, ask them up front. Find out if they’ve helped VA borrowers in the past. If they have, you’ll be in good shape. If they haven’t, you’ll want to keep looking. You need to work with someone that understands the ins and outs of the VA loan program. Standard mortgage loan advisors won’t have the detailed knowledge to help you properly.

Pay Attention to Their Questions

Advisors aren’t just there to help you find the best VA home loan lenders. They’re there to help you make the best financial decisions possible. They need to ask detailed questions to understand your financial situation. If they don’t seem interested or you’re guiding the conversation, look elsewhere. If the advisor isn’t taking the time to get to know you, they’re not going to be helpful when you’re looking for a loan.

Ask About Their Experience

Experience makes all the difference in helping you find the best VA home loan lenders. Before you agree to work with an advisor, ask about their experience. Find out how long they’ve been at their current company. Ask how long they’ve worked in the industry. If you can, check their Nationwide Mortgage Licensing System (NMLS) number with the database. This will show you if there are any regulatory actions against them. If their reputation is good and their experience is extensive, you should be in good hands.

Choose the Best VA Home Loan Lenders for Your Needs

Finding the best VA home loan lenders means working with the best VA home loan advisor from the very beginning. At Mortgage Solutions Financial, we believe that buying a house should be easy. Our experienced home loan advisors are on hand to help you find a loan, compare rates, and get into the home of your dreams. Contact us to speak with our team today.

First-Time House Buyers with Pets: What You Should Prioritize

First-Time House Buyers with Pets: What You Should Prioritize

Buying your first home is exciting, but it can feel even more meaningful when you have pets to consider. First-time house buyers need to think not only about their own needs but also about creating a safe, happy space for their furry family members. Here’s what you...

VA Loan Requirements for Income-Restricted Homes

VA Loan Requirements for Income-Restricted Homes

Finding a good home can be exciting, especially when it fits your budget and needs. But if you’re eyeing an income-restricted property, it’s important to understand how VA loan requirements apply. Let’s take a closer look at what you need to know before moving...

How to Handle a Home Purchase Where the Seller Won’t Leave

How to Handle a Home Purchase Where the Seller Won’t Leave

Buying a home should be an exciting experience. But sometimes, unexpected challenges come up—like a seller who refuses to move out. If you find yourself in this tricky situation during your home purchase, don’t panic. There are ways to handle these problems and...