Who Do I Contact for a VA Loan in Pueblo?
Making the decision to buy a house is a big deal, especially if you’re buying a home for the first time. For qualified southern Colorado veterans, using a VA loan in Pueblo to finance your home is a great option. The loan itself typically provides lower interest rates and better terms to save you money every month. But if you’re not quite sure where to start, the process of buying and financing a house can feel a bit confusing. Here’s who you need to speak with to get the process rolling.
Talk to Your Local VA Office
Before you can take out a VA loan in Pueblo, you need to make sure you’re eligible to use the loan program. The best way to check your eligibility is to speak with your local VA office. They’ll help you understand the qualifications and may be able to recommend lenders in the area. They may also be able to help you apply for a Certificate of Eligibility through the VA benefits portal. You’ll need this certificate to apply for and receive a VA loan.
Speak with Your Real Estate Agent
The easiest way to find a great lender is to speak with your real estate agent. Chances are they have worked with other veterans in the community and can give you a list of the lenders previous clients had success with. If your real estate agent doesn’t know of a great lender, don’t panic.
Start Speaking with Lenders Directly
VA loans are guaranteed by the government, but they’re not issued by the government. You’ll get your loan through a standard bank or mortgage lender, just like you would a traditional mortgage. Start by speaking with a lender in your area and get a quote for the loan. You may also want to ask other veterans in your area for referrals to see who they used and what their experiences were like. Once you have a list of lenders, follow up and get quotes from each one.
Contact Mortgage Solutions Financial
If you’ve found a home you love and you’re ready to finance the purchase with a VA loan in Pueblo, save yourself the stress of shopping around with different lenders. Contact Mortgage Solutions Financial and let our experienced loan officers help guide you through the process. We’ll take the stress out of shopping for a loan so you can focus on finding a home you’ll love.